About Straightway Financial

About Us

Straightway Financial Company currently operates as a micro-lending firm that provides small- to medium-sized loans to both public- and private-sector employees. We are licensed by the Bank of Jamaica. The company aims to offer loan products that benefit individuals across all areas of society.

At Straightway Financial, we believe in empowering our customers to make sound financial decisions that bring success to them, their families, and their businesses—ultimately helping them achieve independence in both thought and living.

We prioritize our customers’ needs and are committed to serving them with efficiency and excellence. Please feel free to contact us with any questions. You can reach us through our social media platforms, our website, by mail, or via the contact numbers of our multiple branch locations.

our loan products

Vehicle Loan

Drive your future forward with affordable vehicle financing.

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Personal Loan

For life’s big moments — personal loans made easy.

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Pay Day Loan

Quick cash when you need it — bridge the gap till payday.

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Business Loan

Fuel your business dreams — fast, flexible financing tailored for growth.

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Gas Loan

Keep moving with our convenient fuel financing solutions.

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Lunchbite Loan

Short on cash? Grab a quick bite with our LunchBite Loan!

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FAQs

How long does it take to process a loan?

Personal, Business and Car Loans, it takes three (3) working days. For Lunchbite, Gas and Payday Loan its same day processing.

What is your interest Rate?
What are the loan products offered?

Personal, Business, Payday, Car, Gas, Lunchbite Loans.

How do I make repayments?

Repayments can be made via: Salary Deductions, Bank Transfers, In-person Payment at our Offices, Online Bank Transfers.

What documents do I need to apply for a loan?

Generally, you will need: A valid government-issued ID, Proof of income (e.g. salary slips or bank statement), Employment letter or cashflow for self-employed individuals, recent utility bill or proof of address.

How much can I borrow?

Loan amounts depend on your income, ability to repay, and the type of loan you areS applying for. Our loan officers will assess your eligibility during the application process.

Do you offer loans to self-employed individuals?

Yes, self-employed individuals may qualify for a loan. You will need to provide proof of business income, registration documents, and supporting financial records.

What happens if I miss a repayment?

Missed payments may attract late fees or affect your creditworthiness. We recommend contacting us immediately if you’re unable to meet your repayment so we can assist with a workable solution.

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Testimonials

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